How Much Can You Afford? Understanding how much you can afford is one of the most important rules of home buying. Depending on your individual situation, your budget can affect everything from the neighborhoods where you look, to the size of the house, and even what type of financing you choose.
Understanding Different Types of Loans Today's homebuyer has more financing options than have ever been available before. From traditional mortgages to adjustable-rate and hybrid loans, there are financing packages designed to meet the needs of virtually anyone.
Refinancing Refinancing your home can be an excellent way to bring down your monthly mortgage payment, raise cash, or consolidate debts with high interest rates.
Leveraging Your Money One of the greatest financial aspects of buying a home is the ability to leverage your money.
Saving for the Down Payment Saving funds for a down payment should be part of an overall program to get your finances in order prior to shopping for a home.
Closing Costs he bundle of fees associated with the buying or selling of a home are called closing costs.
How Mortgage Loans Work Excluding property taxes and insurance, a traditional fixed-rate mortgage payment consist of two parts: (1) interest on the loan and (2) payment towards the principal, or unpaid balance of the loan.
When Should You Pay Points on a Loan? When it comes to comparing interest rates for a mortgage loan, homebuyers often have the option of choosing a loan with a lower interest rate by paying points.
All About Adjustable-Rate Mortgages Adjustable-rate mortgages (ARMs) differ from fixed-rate mortgages in that the interest rate and monthly payment can change over the life of the loan.
How Much Can You Afford? Understanding how much you can afford is one of the most important rules of home buying.
Getting Your Finances in Order A crucial step in starting your search for a new home is having a clear idea of your financial situation.
Safety and Moving Tips Moving into a new home in a new city can be stressful enough. Follow this simple tips for making it safe and avoid the headaches.
Free Comparative Market Analysis Get your free report detailing what your home is worth based on your neighborhood and comparable homes that have sold recently.
How do you get a mortgage loan in today's market This article was originally presented on the Columbus Board of Realtors website. Please see more information at - http://columbusrealtors.com/NewsDetail.aspx?ID=426
Get Rich Quick with Real Estate You see them on cable TV, sitting around a swimming pool, sharing stories about how they got rich quick by buying valuable real estate for give-away prices.
Keeping Your House Safe Home safety precautions are always important, but it is especially important to make your home "accident-proof" while it is on the market.